Welcome to Smart Mortgage!

Smart Mortgage is proud to offer some of the lowest interest rates and lowest closing costs on jumbo loans, conventional, FHA, VA, USDA, and reverse mortgages in Prescott, Prescott Valley, Chino Valley, and throughout all of Arizona!

We’re available to help you 9-5 Monday thru Friday. We understand that you are busy working to earn the money for your mortgage, so we are also available evenings and weekends by appointment!

We try to keep the process as simple as possible, so we don’t require originals of any documents. This makes it so very easy and convenient to work with us whether you’re local to Prescott, or anywhere else in Arizona. You can submit your documents by scanning & sending via e-mail, fax, mail or whatever is most
convenient for you!

With over 10 years of experience in Arizona, our experience & reliability is far greater than most other mortgage companies or loan officers with little to no background and experience. You can rest assured we will be the most efficient and most reliable for you, your family, and your mortgage!

Please contact us in any way you would like, by phone, e-mail, or by stopping in! We’ll be happy to serve you!

 Use one of our simple loan application options to